Raise Your Homeowner’s Insurance Deductible – seems obvious but not everyone looks at this option.
Combine Your Homeowner’s Insurance and Auto Insurance Policies – some companies offer discounts when you combine policies
Other Homeowner’s Insurance Discounts – smoke detectors, deadbolt locks, security or fire alarm systems, fire extinguishers in the home, etc.
Don’t Buy Coverage You Don’t Need – flood & wind make sense here in FL, but not earthquake coverage.
Show Them That Your Home is a Better Risk – older homes that have been updated can receive discounts, ask your agent if a 4 Point Insurance Inspection &/or a Wind Mitigation Inspection may help reduce premiums.
Call Sherlock Home Inspections ~ we can help.
Avoid Risks That Insurers Shun – certain types of dogs, a trampoline, etc.
Improve Your Credit Score – many insurance companies associate credit worthiness with risk.